Long Term Disability Insurance Claim Lawyer
725 Churchill Ave N Suite 100 Ottawa, ON K1Z 5G7

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(613) 518-2416

Have you been unfairly denied for your Long Term Disability Insurance Claim?

With over 30 years of experience, our long-term disability lawyers at SG Injury Law have successfully represented thousands of clients throughout the Ottawa area.

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No Fee Unless You Win

Respected and Proven Track Record

Knowledge of Insurance Tactics

As Featured on

We fight for your rights when you're unfairly denied your Long Term Disability Insurance Claims.

More than 30 years of experience handling long-term disability claims.
Successfully settled hundreds of insurance cases in the Ottawa area.
Guaranteed “no win, no fee”—clients only have to pay if their claim is successful.
Specialized knowledge of negotiating intricate legal issues and insurance companies.
We pride ourselves in our expertise, personalized attention, and straightforward correspondence and client service.
Committed to making sure our clients obtain the compensation they are entitled to.

Experience You Can Trust

Discuss your circumstances with an experienced long term disability lawyer at SG Injury Law today to find out how to access the financial support you need when you need it most.

1000

Happy Customers

30

Years in the Business

17.60

Total Value Generated

98

Success Rate

What Sets Us Apart?

Focused on exceptional client services and support for those who have had their long-term disability claims dismissed or terminated.
Offering professional legal assistance to obtain benefits that are rightfully due.
Several of our team members previously worked for insurance companies: we know how they operate.
Providing a kind, client-centered approach all through the legal procedure.
Lengthy track record with decades of success handling insurance claims.

A Hassle-Free Process

We start with a free, no-obligation consultation to evaluate your particular situation.
Gather / review all the information and proof you need to establish a solid foundation.
Speak on your behalf and handle any correspondence with your insurance company.
Develop a customized legal plan that meets the needs of your circumstances.
Oversee all discussions with the insurance company to guarantee that your rights are upheld.
Provide competent legal counsel in the event that litigation is required.
Handling the litigation process from suing in court, and all steps in the litigation process on the way to settlement or trial.
Ensure transparency and peace of mind by keeping you updated and offering support and updates at every turn.

How to appeal for a Long Term Disability Insurance Claim?

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Long Term Disability Insurance FAQ

What is Long Term Disability (LTD) Insurance?

Long Term Disability Insurance, often referred to as LTD benefits, is a private or employer funded income replacement safety net that steps in when individuals find themselves unable to work for an extended period, typically lasting three months or more. This coverage ensures you receive a bi-weekly or monthly payout, offering financial relief when you need it most.

How should I proceed if my application for long-term disability is rejected?

If your long-term disability case has been declined, don’t lose heart yet. Insurance companies are notoriously inept in denying even the best claims. Since the refusal letter outlines why your claim was not paid, you should review it as the first step. Based on that, you should reach out to the long-term disability lawyers at SG Injury Law to assist you with the appeals process and with protecting your legal rights.

What is the duration associated with the resolution of a claim involving long-term disability?

Two major factors influencing how quickly a claim for long-term disability will be resolved are the complexity of the particular case, and the responsiveness of the insurance company handling the claim. A resolution may take several months to a year on average. Rest assured, our staff at SG Injury Law will make every effort to speed up the procedure and keep you updated along the way.

Will my insurance company watch me after I file a claim?

It is not rare in the slightest for insurance companies to surveil claimants for inconsistencies in their case. This may mean looking at your public social media, trailing you as you run errands, or requesting updates on your condition from your doctors.

What does it cost to retain a long-term disability Insurance lawyer at SG Injury Law?

The absence of income can prove extremely expensive, and we understand that. We offer multiple services on a contingency fee basis, meaning we will collect no upfront charge. You do not owe us anything unless we obtain a positive recovery on your behalf. Therefore, our goal is to obtain the highest amount of your benefits while at the same time keeping expenses to a minimum.

Which medical records will you require to support my long-term disability claim?

You must have medical documentation for your long-term disability claim. Your doctors ought to give you comprehensive papers that outline your diagnosis, course of treatment, and how your illness affects your capacity to work. In case medical testimony is required, we will contact doctors to assist with document compilation.

What documents should be readily available before the consultation?

Disability insurance policy
Denial letters
Claim number
Contact information for your LTD Insurance Adjuster.

Bringing these documents will help the lawyer review your case and determine the next steps.

Our Clients Speak for Us

I worked with Stephanie Swift for my injury claim. I can't recommend her highly enough. She was really personable and knowledgeable. The case was settled with a satisfactory outcome. She worked really hard on my case. Hopefully I will never need a lawyer again, but if I did Stephanie would be the person I would go to. The office has a calm efficient environment. I felt relaxed, comfortable and listened to.

Catherine Webster

23:11 07 Aug 24

First time I needed a lawyer, and I have to say, I am grateful to have landed safely in Kayley Cabral’s care. I had called four other firms, but they said it wasn’t worth their time. However, Kayley lent a compassionate ear and answered all my questions. Everything was settled fairly and in a timely manner. Highly recommend! Thank you again for being a great support and cheerleader!

Brandi Altesse

15:37 05 Jul 24

I would high recommend using SG injury law for any accident/injury claim. i retained Kathleen's services for my claim and she was amazing. Kathleen, always answered all of our questions and took her time to explain everything to us. Her and Amber were excellent to have on your side and worked extremely hard for you.

Cody Steacy

10:27 09 Sep 24

I highly encourage anyone looking to receive a very favourable settlement from a motor vehicle collision (MVC) to secure Sean Giovannetti as your lawyer. Sean and his awesome assistant, Amber Clost, make a very successful team and did an absolutely amazing job of ensuring that I was kept up to speed with every detail of paperwork. They really understand the insurance process and know how to work within a very complicated system to ensure best results. They were extremely proactive with each step of the process and took the time to write out the process for me so I would understand what was to be expected. They were consistently professional, and their communications were easy to understand and responded in a timely manner. They have a stable of professional therapists they helped me work with. During the critical part of the settlement talks, I found Sean provided the most insightful comments, insights and professional opinions to ensure I felt I was making the best decision. It’s been over 6 months and I’m just as pleased as the day we settled with my insurance company. Sean and Amber were excellent at supporting me through the process and securing a very favourable settlement and the best outcome.

Carolyn Miyazaki

00:49 25 Apr 24

I retained the services of Kathleen Carkner at SG Injury Law in February 2023 to challenge a discontinued Long Term Disability claim. Kathleen and her assistant Amber explained every step in the process clearly and were in regular communication with me throughout the process to a satisfactory conclusion. Would strongly recommend to anyone facing similar problems to utilise their services

Roy Colling

14:56 22 Jun 24

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Our Wins

Past results are not indicative of future results as each case presents their own set of unique circumstances. Consult with our legal team for more info on how we can help.

10.10M+

Motor Vehicle Collisions Claims

4.43M+

Long Term Disability Claims

1.60M+

Personal Injury Claims+

1.40M+

Trip and Fall Claims+

About the Firm

At SG Injury Law, our East Ontario injury lawyers specialize in denied long-term disability insurance claims, personal injury and employment cases.

“Our injury lawyers do not dabble and have spent their entire careers handling only and exclusively personal injury, insurance and employment claims.”

We handle claims in Ottawa and also across towns and cities of Eastern Ontario, such as Pembroke, Cornwall, Kingston, Brockville, Perth and Arnprior.